Homeowners may apply for up to $500,000 to repair or replace an uninsured home. Homeowners and renters may seek up to $100,000 to replace damaged personal property, while businesses can apply for up to $2 million. The assistance is offered as loans, not grants. Nonprofits are also included among those eligible to seek help, though no loan limit for them was specified in the announcement.

Applications are available through the SBA’s disaster-loan portal. The deadline for physical-damage loans is Dec. 14, 2026. Applications for Economic Injury Disaster Loans, which help cover certain business expenses, are due July 14, 2027. Applicants can call 1-800-659-2955 for assistance.

The SBA will open Disaster Loan Assistance Centers Monday at the Pueblo County Government Services Center and Wetmore Community Library. People can request in-person appointments at appointment.sba.gov. SBA specialists at the centers can help residents and business owners apply and learn about other recovery programs, said Chris Stallings, the agency’s associate administrator for disaster recovery.

“Coloradans recovering from the Aspen Acres Fire deserve every opportunity to rebuild and bounce back,” Polis said, urging affected residents and businesses to explore the loans.

The loan approval follows a separate state effort to address flood risks after the Aspen Acres and Gold Mountain fires. Earlier this month, Polis said Colorado would pay 75% of the nonfederal cost share for projects under the U.S. Department of Agriculture’s Emergency Watershed Protection program, which supports work to reduce flood threats.

Federal assistance for the fires has been limited in other areas: the Federal Emergency Management Agency denied Colorado’s request for individual and hazard-mitigation assistance for people affected by the Aspen Acres and Gold Mountain fires. SBA disaster loans provide another route to help eligible residents, businesses and nonprofits repair damage and resume operations.