BELOIT, Wis. — Beloit is ending its fire and emergency medical services agreements with nearby communities after city officials concluded that long-standing payments did not cover the cost of providing the service. Officials said the gap includes the expense of maintaining personnel, emergency equipment, training, facilities and the capacity to respond when calls come in. Under the existing arrangements, neighboring communities paid rates that were significantly below the cost of service, leaving Beloit residents and taxpayers to absorb much of the difference. Beloit officials said they provided the communities with updated estimates for fire and EMS coverage. Further review, however, indicated that even those revised figures might not account for the full cost of maintaining the service. The decision does not rule out future cooperation. City leaders said Beloit remains willing to work with nearby communities on new agreements, but it will evaluate whether outside service can be delivered without undermining the department’s operations or shifting costs onto Beloit taxpayers. Officials did not provide details about the communities involved, the timing of the agreements’ termination or how emergency coverage will be arranged after the contracts end. The change puts the cost and accountability of regional emergency services at the center of future negotiations, particularly as departments face ongoing expenses for staffing, equipment and training.